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An indicator pricing loans so you’re able to private users

An indicator pricing loans so you’re able to private users

Charges and you will charge

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The fine print with the home loans require you to located regular income, public safety or retirement money and employ DNB as your casual bank.

Formula out-of energetic interest levels

BLU Start:Amount borrowed NOK 2 one hundred thousand 100 up to 85 % off market price. Affordable interest rate step 3.39 % p.a good. Annuity mortgage with productive interest step 3,52 % p.good. together with front-avoid commission NOK 3 190 and instalment fee NOK 65. Prices NOK 990 890, overall NOK dos 990 890 more twenty five years.

Loan amount NOK 2 100000 one hundred thousand, moderate interest rate 4.69 % p.an excellent. getting 3 seasons fixed speed. Annuity financing having active interest 4.87 % p.a great. in addition to front side-end percentage NOK step three 190 and you can instalment fee NOK 65. Rates NOK 1 422 590, totalt NOK 3 422 590 over twenty five years.

Car finance getting teenagers which have advance payment thirty five % or even more:Loan amount NOK 150 one hundred thousand to 65 % out-of cost. Annuity mortgage which have moderate rate of interest 4.74 % p.an effective., active rate of interest six.54 % p.an effective. plus front side-stop commission NOK 2 five-hundred and you can instalment payment NOK 65. Pricing NOK 25 484, full NOK 175 484 over five years.

Amount borrowed NOK 50 000. Moderate interest % p.good. Annuity financing that have productive interest % p.a. also front-avoid commission NOK five-hundred and you can instalment percentage NOK fifty. Total price NOK 68 777 more five years.

Fixed-rate real estate loan Saga:Amount borrowed NOK dos 100000 100, affordable rate of interest cuatro.69 % p.a great. for 3 year repaired rates. Annuity mortgage which have effective interest cuatro.87 % p.a good. together with front-end fee NOK 3 190 and instalment payment NOK 65. Prices NOK 1 422 590, totalt NOK step three 422 590 over twenty five years.

Car finance Saga and you will Saga Precious metal having thirty-five % downpayment:Amount borrowed 150 100 NOK to 65 % out-of cost. Annuity loan with affordable rate of interest 4,74 % p.a great., active rate of interest six.44 % p.a good. and front side-stop payday loan Brundidge fee NOK dos three hundred and you will instalment payment NOK 65. Pricing NOK twenty five 259, total NOK 175 259 more 5 years.

Saga Liquidity set aside:Amount borrowed NOK 70 100. Moderate rate of interest %, productive interest rate % plus top-end payment NOK five-hundred. Prices NOK cuatro 574, total NOK 74 574 more than 1 year.

Home loan as much as 75 % out of ount NOK dos 000 000, to 75 % away from market value. Affordable rate of interest 4,31 % p.an effective. Annuity financing that have energetic rate of interest cuatro,45 % p.a. plus side-prevent commission NOK step three 190 and instalment commission NOK 65. Costs NOK step 1 286 390, full NOK 3 286 390 more 25 years.

Family guarantee credit line:Amount borrowed NOK dos 100 000, up to 75 % out-of market price. Moderate interest 4,29 % p.a good. Annuity financing with active rate of interest 4,forty-five % p.a beneficial. and additionally side-stop commission NOK step three 190 and you may instalment commission NOK 65. Prices NOK step 1 286 390, overall NOK step 3 286 390 more twenty five years..

Fixed-rate home mortgage:Amount borrowed NOK 2 100000 one hundred thousand as much as 75 % regarding market price. Moderate rate of interest 4.74 % p.a. to have step three 12 months fixed price months. Annuity mortgage which have effective interest 4.ninety five % p.an effective. as well as front side-prevent percentage NOK step 3 190 and instalment commission NOK 65. Pricing NOK 1 439 690, complete NOK step 3 439 690 more than 25 years.

Environmentally friendly mortgage loan:Loan amount NOK dos 100000 100000 to 85 % out of market price. Affordable interest rate step three.39 % p.a. Annuity financing that have energetic rate of interest step 3.52 % p.a great. together with front side-stop percentage NOK 3 190 and you can instalment commission NOK 65. Costs NOK 990 890, totalt NOK dos 990 890 more than 25 years.

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